Deen Dayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM): Self-Help Group - Uttarakhand

Description
The “Self-Help Group” is an initiative under the Deen Dayal Antyodaya Yojana - National Urban Livelihoods Mission DAY-NULM , implemented by the Nagar Nigam Dehradun under the Department of Urban Development, Government of Uttarakhand. The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.

Exclusions
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Benefits
• In urban local body areas, urban poor women are provided with benefits under the scheme.
• A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India.
• Through bank loans, various activities are carried out by the groups to improve women’s livelihoods.
• To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.
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Eligibility Criteria
1. The beneficiary must be a resident of Uttarakhand.
2. The beneficiary must be a woman.
3. To form a Self-Help Group, the beneficiary must belong to an urban body.
4. The beneficiary must have an Aadhaar card &amp;amp; one passport-size photograph.
5. The annual income of the beneficiary&amp;#39;s family must be less than ₹3.00 lakh.
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Required Documents
• Aadhaar card
• One passport-size photograph
• Proof of family annual income
• Other supporting documents as required

Frequently Asked Questions
Q: Who is eligible to form a self-help group?
A: Women must belong to urban local body areas, have an Aadhaar card, provide one passport-size photograph, and come from families with an annual income of less than ₹3.00 lakh.
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Q: What benefits do SHGs receive under the scheme?
A: Each SHG receives a one-time incentive of ₹10,000/- from the Government of India.
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Q: How do SHGs improve the livelihood of women?
A: SHGs can carry out various income-generating activities through bank loans and government-supported subsidies.
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Q: Are there subsidies available for self-employment activities?
A: Yes, subsidies are provided jointly by the Government of India and the State Government to encourage groups to adopt self-employment.
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Q: How are self-help groups formed?
A: Municipal employees visit wards, hold group meetings with women, and encourage them to form self-help groups. After agreement, the group is formally established.
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Q: How do women contribute to the SHG?
A: Women in the group deposit monthly savings into the group’s bank account and participate in income-generating or self-employment activities.
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