Bima Yojana - Direct Benefit to Artisan

Description
Launched on 15th August 2022, the scheme "Bima Yojana - Direct Benefit to Artisan BYDBTA " is a Social Welfare Scheme by the Ministry of Textiles, Government of India. This scheme aims to provide financial assistance of up to ₹8,000 per month to senior and award-winning artisans, thereby ensuring their financial security and supporting the handicraft sector. The applications are accepted offline through the nearest Handicrafts Service Centre. The scheme is being implemented by the Office of Development Commissioner Handicrafts , Ministry of Textiles.

Benefits
• Assistance from the government may be either in the form of monthly allowance, or lump sum grant or both. In no case however shall the assistance exceed ₹ 8,000/- (Rs. Eight thousand only) per month.

Eligibility Criteria
1. - The applicant should be a master craftsperson who has received Shilp Guru Awards, National Awards, Merit Certificates, or similar honours.
2. - The applicant should be aged 60 years or above (relaxation is available for artisans with disabilities).
3. - The applicant’s annual income should not exceed ₹1,00,000.
4. - The applicant should not be receiving similar financial assistance from other sources.
5. - The applicant should submit an income certificate and an affidavit annually, countersigned by a 1st Class Magistrate.

Application Process
Step 1: Handicraft artisan registered with the office of DC (H) having valid photo identity card and such other conditions as deemed fit. The artisans should submit the application form duly filled in all respect to the nearest Handicrafts Service Centre …
Offline

Handicraft artisan registered with the office of DC (H) having valid photo identity card and such other conditions as deemed fit. The artisans should submit the application form duly filled in all respect to the nearest Handicrafts Service Centre for recommendation of loan or directly to the bank for availing MUDRA loan.

Required Documents
• Aadhaar Card
• Artisan ID Proof
• Birth Certificate
• Bank Account Details
• Passport Size Photograph

Frequently Asked Questions
Q: What is the Bima Yojana - Direct Benefit to Artisan (BYDBTA)?
A: The BYDBTA is a **social welfare scheme** launched by the Ministry of Textiles on **15th August 2022**, aimed at providing **monthly financial support up to ₹8,000** to **senior and award-winning artisans** in the handicraft sector.

Q: Who is eligible for the BYDBTA scheme?
A: **To be eligible, the applicant must:**

- Be a master craftsperson aged **60 years or above**- Have received **Shilp Guru**, National Award, Merit Certificate, or similar national-level recognitions- Have an annual income **not exceeding ₹1,00,000**- Not be receiving similar financial aid from other government schemes

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**Note: Age relaxation is available for artisans with disabilities.**
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Q: What is the maximum benefit provided under the scheme?
A: The maximum **financial assistance is ₹8,000 per month**, which may be given as:

- A monthly **allowance**- A **lump sum grant**, or- Both, but not exceeding the **monthly cap of ₹8,000.**

Q: Is this scheme applicable to all artisans?
A: No, only **senior and award-winning artisans** who meet the eligibility criteria are covered under this scheme.

Q: How can one apply for the BYDBTA scheme?
A: The application process is offline:

- Fill the prescribed application form
- Submit it at the nearest **Handicrafts Service Centre (HSC)** along with required documents

Q: What documents are required to apply for this scheme?
A: Applicants must provide:

- **Aadhaar Card**
- **Artisan ID Proof** issued by DC (Handicrafts)- **Birth Certificate** (for age verification)- **Bank Account Details** (for benefit transfer)- Passport-sized **Photograph**- **Annual income certificate** and affidavit signed by a **1st Class Magistrate**

Q: Can artisans receiving MUDRA loans apply for this scheme?
A: **Yes**, provided they are not receiving **similar financial assistance** from other government sources. The artisan must be registered with the **Office of Development Commissioner (Handicrafts).**

Q: Who implements the BYDBTA scheme?
A: The scheme is implemented by the **Office of the Development Commissioner (Handicrafts)** under the **Ministry of Textiles, Government of India.**

Q: Is the benefit transferred directly to the artisan?
A: Yes, financial assistance is transferred **directly to the artisan’s bank account** linked with their Aadhaar.

Q: Do artisans need to renew their application every year?
A: Yes, beneficiaries must submit a fresh **income certificate and affidavit every year**, duly **countersigned by a 1st Class Magistrate**, to continue receiving the benefit.