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Antyodaya Gruha Yojana: Construction of New House

Panchayati Raj Department

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Overview

The scheme aims to provide financial assistance to eligible rural households for the construction of a new pucca house.

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Details

Description
The scheme “Antyodaya Gruha Yojana: Construction of New House” has been implemented by the Panchayati Raj & Drinking Water Department, Government of Odisha. It aims to provide pucca houses to eligible rural households who are houseless or living in kutcha houses. Through this component, financial assistance is provided to rural families for the construction of a new pucca house with a minimum carpet area of 25 square metres. The component is implemented by Panchayat Samities under the supervision of Zilla Parishads and the Panchayati Raj & Drinking Water Department.

Exclusions
• The household is living in a pucca house.
• Any family member is a regular Government, Public Sector Undertaking, or Statutory Body employee or pensioner.
• The household owns a motorized four-wheeler.
• The household owns mechanized three or four-wheeler agricultural equipment.
• The household runs a registered non-agricultural enterprise.
• Any family member earns more than ₹15,000/- per month.
• The household owns 2.5 acres or more of irrigated land or 5 acres or more of unirrigated land.
• The household has already availed housing assistance under another Government rural housing scheme.

Benefits
• First Instalment: ₹10,000/-, released along with the issuance of the work order.
• Second Instalment: ₹65,000/-, released upon reaching roof level.
• Third Instalment: ₹15,000/-, released upon completion of the house.
• The house is ordinarily required to be completed within 12 months from the credit of the first instalment.
• The construction assistance is credited directly to the beneficiary’s bank account through Direct Benefit Transfer from the State Nodal Account.
• The beneficiaries constructing new houses are entitled upto 90/95 person days of unskilled labour during house construction out of MGNREGS in addition to the unit assistance.
• The beneficiaries can also avail support under relevant schemes of rural sanitation, drinking water, rural electrification, etc., if found eligible and not availed earlier.
• BDO should endeavour to construct houses on a cluster basis wherever feasible. The required common infrastructure, like CC road, street light, drainage, community sanitation complex, community compost pit, etc., shall also be provided in convergence mode from the relevant schemes of Central & State Government.

Eligibility Criteria
1. The applicant household must be residing in rural Odisha and must be houseless or living in a kutcha house.
2. The applicant household should belong to at least one of the following categories:
3. - Forest Rights Act, 2006 (FRA) beneficiaries.
4. - Households where the main earning member is a Person with a disability with at least **40**% disability. - Lower-income households that are eligible but left out of existing Government rural housing schemes.
5. The households coming under the following categories will be eligible forsanction of a new house, notwithstanding previous allotment of a house under any Government Housing Schemes and staying in a pucca house:
6. - Households whose houses have been fully / severely damaged by natural/ manmade calamities like fire, flood, cyclone, earthquake, elephant menace, communal violence, LWE violence, major law and order problem, etc.
7. - Victims ofriver / sea inundation who need relocation/shifting.
8. - Households that are rehabilitated/relocated for setting up any Government projects, such as highways, irrigation projects, etc.
9. - Households staying in sanctuary / reserve forest areas need relocation.
10. <br>

Required Documents
• Proof of Identity of the Applicant
• Proof of Residence
• Certificate Establishing Houseless or Kutcha House Status
• Forest Rights Act, 2006 Beneficiary Certificate (if applicable)
• Disability Certificate Showing Minimum 40% Disability (if applicable)
• Calamity Damage Certificate Issued by Competent Authority (if applicable)
• Land Ownership or Land Allotment Document (for landless households after allotment)
• Bank Account Details

Frequently Asked Questions
Q: What is the objective of this scheme component Construction of New House?
A: The scheme aims to support eligible beneficiaries in constructing a permanent residential house by providing financial assistance, subsidies, or access to affordable housing-related support.
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Q: Who can apply for assistance for construction of a new house?
A: Individuals or families who do not own a pucca house and meet the eligibility conditions prescribed under the relevant housing scheme can apply.
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Q: Is the assistance available for construction on owned land?
A: Yes, assistance is generally provided for the construction of a new house on land legally owned by the applicant, subject to verification.
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Q: What type of financial support is provided under the scheme?
A: Support may be provided in the form of direct financial assistance, subsidies, or instalment-based funding linked to construction progress.
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Q: Are there any income criteria for availing the benefit?
A: Yes, applicants are usually required to fall within specified income limits as defined under the applicable housing scheme guidelines.
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Q: Is beneficiary contribution required for house construction?
A: In some cases, beneficiaries may be required to contribute a portion of the construction cost, depending on scheme norms.
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Q: How is the assistance amount released?
A: The assistance is typically released in phases based on the completion stages of house construction and physical verification.
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Q: Can the assistance be used for renovation or extension of an existing house?
A: No, the scheme is intended for the construction of a new house. Renovation or extension is usually covered under separate schemes, if applicable.
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Q: What documents are generally required to apply?
A: Applicants are usually required to submit identity proof, address proof, land ownership documents, an income certificate, and bank account details.
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Eligibility Criteria

1

The applicant household must be residing in rural Odisha and must be houseless or living in a kutcha house.

2

The applicant household should belong to at least one of the following categories:

3

- Forest Rights Act, 2006 (FRA) beneficiaries.

4

- Households where the main earning member is a Person with a disability with at least **40**% disability. - Lower-income households that are eligible but left out of existing Government rural housing schemes.

5

The households coming under the following categories will be eligible forsanction of a new house, notwithstanding previous allotment of a house under any Government Housing Schemes and staying in a pucca house:

6

- Households whose houses have been fully / severely damaged by natural/ manmade calamities like fire, flood, cyclone, earthquake, elephant menace, communal violence, LWE violence, major law and order problem, etc.

7

- Victims ofriver / sea inundation who need relocation/shifting.

8

- Households that are rehabilitated/relocated for setting up any Government projects, such as highways, irrigation projects, etc.

9

- Households staying in sanctuary / reserve forest areas need relocation.

10

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Benefits

First Instalment: ₹10,000/-, released along with the issuance of the work order.

Second Instalment: ₹65,000/-, released upon reaching roof level.

Third Instalment: ₹15,000/-, released upon completion of the house.

The house is ordinarily required to be completed within 12 months from the credit of the first instalment.

The construction assistance is credited directly to the beneficiary’s bank account through Direct Benefit Transfer from the State Nodal Account.

The beneficiaries constructing new houses are entitled upto 90/95 person days of unskilled labour during house construction out of MGNREGS in addition to the unit assistance.

The beneficiaries can also avail support under relevant schemes of rural sanitation, drinking water, rural electrification, etc., if found eligible and not availed earlier.

BDO should endeavour to construct houses on a cluster basis wherever feasible. The required common infrastructure, like CC road, street light, drainage, community sanitation complex, community compost pit, etc., shall also be provided in convergence mode from the relevant schemes of Central & State Government.

Required Documents

# Document
1 Proof of Identity of the Applicant
2 Proof of Residence
3 Certificate Establishing Houseless or Kutcha House Status
4 Forest Rights Act, 2006 Beneficiary Certificate (if applicable)
5 Disability Certificate Showing Minimum 40% Disability (if applicable)
6 Calamity Damage Certificate Issued by Competent Authority (if applicable)
7 Land Ownership or Land Allotment Document (for landless households after allotment)
8 Bank Account Details

Frequently Asked Questions

The scheme aims to support eligible beneficiaries in constructing a permanent residential house by providing financial assistance, subsidies, or access to affordable housing-related support. <br>

Sources and references

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